About Quick Business Funder

The Quick Business Funder (QBF) is an advocacy organization dedicated to ensuring Main Street small businesses have access to the capital they need to grow and strengthen the economy. Created by small business owners for small business owners, the QBF mission is to educate and give access to affordable cash flow to small businesses by using innovative financing solutions.

What is Small Business Cash Advance (SBCA)?

SBCA is a financial transaction and a type of debtor finance in which a business agrees to pay a structured lump sum payment to another business in exchange for an agreed-upon percentage of future credit card, debit card, invoice receivables, and purchase order sales. It is a small business financing option characterized by short payment terms (generally under 12 months) and small regular payments (typically paid daily or weekly) as opposed to the larger monthly payments and longer payment terms associated with traditional bank loans.

What is a Small Business Cash Advance Company?
An SBCA company acts as a third party by buying their clients’ invoices and collecting a weekly payment from those clients. In order to pay our clients upfront cash for their invoices, there is a cash advance fee involved. The Quick Business Funder is a unique business run by small business owners, making us very different from banks or other lenders.

The Quick Business Funder provides instant cash flow, so businesses don’t have to wait for 30, 60, 90, or even 120 days for customers to pay for services or goods.

How Does Small Business Cash Advance Work?
The process is simple. A cash advance is given to a company on future credit card, debit card, invoice receivables, and purchase order sales—perfect for small businesses that are ready to start a project or a contract for services that has been signed and/or completed and need cash flow. Once your job is about to start or you have delivered a product/service, Quick Business Funder will provide you with the much-needed cash flow to help your company flourish.

Who Needs Cash Advance?
Cash Advance is open to all businesses, big or small, that are experiencing challenges in paying bills while waiting for payments of credit card, debit card, invoice receivables, and purchase order sales. Businesses without good credit, deep cash reserves, or significant assets for collateral often need a cash advance to raise temporary working capital.

How Do You Choose a Small Business Cash Advance Company?
Quick Business Funder was created by a small business owner who saw that the cash advance industry was taking advantage of small business owners. You need to find a company that is transparent, customer-centric, gives you only what you need, consults on ways to manage your cash flow, and protects your company from making the mistake of quick closings instead of using methodical and accurate cash flow techniques.

A well-established cash advance company will have the systems and people in place to provide professional cash flow services to expedite all funds to your business.

How Are Cash Advance Companies Regulated?
Cash advance companies are not federally regulated. However, the Small Business Finance Association (SBFA) is a strong, professional organization with a clear set of ethics. The association self-regulates and monitors cash advance companies to maintain high standards within the industry. When looking for a cash advance company, make sure to select one that belongs to the SBFA.